Skimmer-proof · No card needed

Withdraw Cash.
No Card. Anywhere.

Generate a one-time code in the app — enter it at any ATM. Fixed fee, 40% cheaper, zero card required.

Download on the
App Store
Get it on
Google Play
One code, many uses

Pay everywhere.
Leave nothing behind.

Generate a one-time code in the app and use it however you need — no card, no account details, no traces.

ATM Cash Withdrawal

Enter the code at any Galletlo ATM and get cash instantly. No card, no skimming risk.

In-Store Payments

Pay at any supported store terminal with your one-time code instead of a card.

Online Checkout

Shop online without entering card details. Generate a code, paste it at checkout — done.

Identity Verification

Confirm your identity at services using your code, without revealing sensitive credentials.

Share with someone you trust

Need a friend to pick up cash or buy something for you? Send them the code — they complete the action, you approve it with biometrics. No account sharing, no stored card details anywhere.

Biometrics before every payment

After a code is entered anywhere, nothing happens until you confirm with your face or fingerprint on your phone. Even if someone intercepts the code, they can't complete the transaction without you.

Three steps. That's it.

Works on any ATM — no NFC, no QR, no card.

Open the app

Tap "Withdraw" — get a unique one-time code instantly.

Enter at ATM

Type the code at any Galletlo ATM. No card slot needed.

Get your cash

Money out. Code expired. Nothing for skimmers to steal.

Ready? Get the app.

iOS and Android versions are in progress. First public release is coming soon.

Download on the
App Store
Get it on
Google Play
Galletlo

The cardless payment network that works everywhere — from retail stores to ATMs and online checkout. Secure one-time authentication with no card dependency.

Partner Program

  • Hardware Cost
    $0 — software only
  • Revenue per Tx
    $1–$2
  • Integration
    REST API · Days

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