Galletlo connects private ATM operators to a payment flow built around one-time 6-digit codes. Users see a fixed fee upfront, card credentials stay out of the transaction, and even older machines can work because the ATM only needs a standard keypad input flow.
One-time code securityFixed fee shown upfrontLegacy ATM compatiblePrivate operator distribution
$1.5M
Seed round target
16%
Equity offered
470K
US ATMs in market
6-digit
One-time user code
Company Snapshot
ATM-first entry into secure cash access
Galletlo starts with private ATM operators: clear security value for users, a simple 6-digit code flow, and deployment on legacy ATM fleets without hardware replacement.
Pain point
ATM access still depends on exposed card credentials
Card skimming and credential theft remain a real user risk
Many private ATM fleets run on older hardware that is costly to replace
Operators need new transaction volume without major retrofit budgets
Product
One-time-code withdrawals on existing ATM keypads
User generates a 6-digit one-time code in the app
ATM accepts the code through a standard keypad input flow
No card, NFC reader, or QR display required
Market
Large installed base and fragmented operator landscape
470K ATMs operate across the US
Private ATM operators are fragmented, creating a focused entry point
Legacy compatibility expands the reachable installed base from day one
Revenue model
Transparent pricing and recurring transaction revenue
Users see a fixed fee in the app before confirming the withdrawal
Every successful withdrawal generates recurring platform revenue
ATM-first rollout keeps distribution and economics easy to understand
Investment Opportunity
Why this seed round is investable now
Seed
Stage
$1.5M
Raise
16%
Equity
SAFE
Structure
What this round unlocks
12-month de-risking plan
Go live with first private ATM operator integrations on regulated infrastructure
Prove cardless withdrawals on legacy ATM fleets without hardware replacement
Validate repeat usage with fixed-fee pricing and security-led positioning
Why now
Timing and market conditions
Consumers already understand one-time mobile authentication in financial apps
Private ATM operators need new transaction volume without fleet replacements
Legacy ATM compatibility expands reachable distribution from day one
Fixed-fee UX is simpler to trust than opaque card-linked pricing
Why this can scale
Distribution and scalability
Fragmented private ATM operators create a focused, practical entry wedge
Users get real security value: no card exposure, no skimming risk
Code entry works through the ATM's existing keypad — no hardware changes
Recurring transaction revenue with a simple user-facing pricing story
Contact
Discuss the round
Detailed materials and product walkthrough available on request.